/* ============================================================
   FEDERAL UNITED IMPORTS — STYLESHEET
   Professional / Government-Adjacent Design
   Color Palette: Navy Blue, White, Light Gray, Red Accent
   ============================================================ */

/* ===== CUSTOM PROPERTIES ===== */
:root {
  --navy:        #1e3a5f;
  --navy-dark:   #132847;
  --navy-light:  #2a5298;
  --blue:        #2563eb;
  --blue-light:  #dbeafe;
  --red:         #c53030;
  --red-light:   #fff5f5;
  --gold:        #b7791f;

  --gray-50:     #f9fafb;
  --gray-100:    #f0f4f8;
  --gray-200:    #e2e8f0;
  --gray-300:    #cbd5e0;
  --gray-400:    #a0aec0;
  --gray-500:    #718096;
  --gray-600:    #4a5568;
  --gray-700:    #2d3748;
  --gray-800:    #1a202c;

  --white:       #ffffff;
  --success:     #276749;
  --success-bg:  #f0fff4;

  --font-serif:  'Merriweather', Georgia, 'Times New Roman', serif;
  --font-sans:   'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --radius-sm:   4px;
  --radius:      8px;
  --radius-lg:   12px;
  --radius-xl:   16px;

  --shadow-sm:   0 1px 3px rgba(0,0,0,.08);
  --shadow:      0 4px 12px rgba(0,0,0,.10);
  --shadow-lg:   0 12px 32px rgba(0,0,0,.12);
  --shadow-xl:   0 20px 60px rgba(0,0,0,.15);

  --transition:  200ms ease;
  --max-width:   1120px;
}

/* ===== RESET & BASE ===== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-sans);
  color: var(--gray-700);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a {
  color: var(--blue);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--navy); }

ul { list-style: none; }

/* ===== UTILITIES ===== */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: 80px 0;
}

.section-alt {
  background: var(--gray-100);
}

.section-label {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}

.section-title {
  font-family: var(--font-serif);
  font-size: clamp(26px, 4vw, 36px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  max-width: 640px;
  margin-bottom: 16px;
}

.section-sub {
  font-size: 17px;
  color: var(--gray-600);
  max-width: 600px;
  margin-bottom: 40px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-size: 15px;
  font-weight: 600;
  padding: 10px 22px;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: background var(--transition), color var(--transition),
              border-color var(--transition), transform var(--transition),
              box-shadow var(--transition);
  white-space: nowrap;
  text-decoration: none;
}

.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
}
.btn-primary:hover {
  background: #9b2020;
  border-color: #9b2020;
  color: var(--white);
  box-shadow: 0 4px 16px rgba(197,48,48,.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,.1);
  border-color: var(--white);
  color: var(--white);
}

.btn-nav {
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
  padding: 8px 18px;
  font-size: 14px;
}
.btn-nav:hover {
  background: #9b2020;
  border-color: #9b2020;
  color: var(--white);
}

.btn-lg {
  font-size: 16px;
  padding: 14px 30px;
}

/* ===== HEADER / NAV ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  box-shadow: 0 2px 12px rgba(0,0,0,.2);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-serif);
  font-size: 21px;
  font-weight: 700;
  color: var(--white);
  text-decoration: none;
  letter-spacing: -.01em;
}
.nav-logo:hover { color: var(--white); opacity: .9; }

.nav-logo-mark {
  color: #f6ad55;
  font-size: 20px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-links li a:not(.btn) {
  color: rgba(255,255,255,.85);
  font-size: 14px;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}
.nav-links li a:not(.btn):hover {
  color: var(--white);
  background: rgba(255,255,255,.1);
}

/* Hamburger */
.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  border-radius: var(--radius-sm);
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

/* ===== HERO ===== */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-light) 100%);
  color: var(--white);
  padding: 100px 0 0;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-inner {
  position: relative;
  z-index: 1;
  text-align: center;
  padding-bottom: 80px;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.25);
  color: #fbd38d;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 24px;
}

.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(32px, 5.5vw, 56px);
  font-weight: 900;
  line-height: 1.15;
  color: var(--white);
  max-width: 800px;
  margin: 0 auto 24px;
}

.hero-sub {
  font-size: clamp(16px, 2vw, 19px);
  color: rgba(255,255,255,.85);
  max-width: 620px;
  margin: 0 auto 36px;
  line-height: 1.65;
}

.hero-cta {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.hero-disclaimer {
  font-size: 13px;
  color: rgba(255,255,255,.55);
  letter-spacing: .03em;
}

.hero-wave {
  display: block;
  width: 100%;
  line-height: 0;
  margin-top: 0;
}
.hero-wave svg {
  display: block;
  width: 100%;
  height: 80px;
}

/* ===== STATS BAR ===== */
.stats-bar {
  background: var(--gray-100);
  border-bottom: 1px solid var(--gray-200);
}

.stats-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  padding: 32px 0;
  flex-wrap: wrap;
}

.stat-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 12px 48px;
}

.stat-number {
  font-family: var(--font-serif);
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 900;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 6px;
}

.stat-label {
  font-size: 13px;
  color: var(--gray-500);
  max-width: 180px;
  line-height: 1.4;
}

.stat-divider {
  width: 1px;
  height: 48px;
  background: var(--gray-300);
  flex-shrink: 0;
}

/* ===== ABOUT SECTION ===== */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
  margin-top: 40px;
}

.about-text p {
  font-size: 16px;
  color: var(--gray-600);
  margin-bottom: 20px;
  line-height: 1.75;
}

.about-text strong {
  color: var(--gray-800);
}

.about-text .btn {
  margin-top: 8px;
}

.about-cards {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.info-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}

.info-card:hover {
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.info-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  background: var(--blue-light);
  border-radius: var(--radius-lg);
  margin-bottom: 14px;
  color: var(--navy);
}

.info-card h3 {
  font-family: var(--font-serif);
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.info-card p {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.6;
}

/* ===== ELIGIBILITY ===== */
.eligibility-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 40px;
  margin-bottom: 40px;
}

.eligibility-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 20px;
  box-shadow: var(--shadow-sm);
}

.eligibility-item.eligible {
  border-left: 4px solid #38a169;
}

.check-icon {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: #c6f6d5;
  color: #276749;
  border-radius: 50%;
  font-size: 14px;
  font-weight: 700;
  margin-top: 2px;
}

.eligibility-item strong {
  display: block;
  font-size: 15px;
  color: var(--gray-800);
  margin-bottom: 4px;
}

.eligibility-item p {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.5;
  margin: 0;
}

.eligibility-note {
  background: var(--blue-light);
  border: 1px solid #bfdbfe;
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.eligibility-note p {
  font-size: 15px;
  color: var(--navy);
  margin: 0;
  flex: 1 1 300px;
}

/* ===== CLAIMANT CARDS ===== */
.claimant-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
  margin-bottom: 32px;
}

.claimant-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-top: 4px solid var(--navy);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: box-shadow var(--transition), transform var(--transition);
}

.claimant-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}

.claimant-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 900;
  border-radius: 50%;
  flex-shrink: 0;
}

.claimant-card h3 {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
  margin: 0;
}

.claimant-type {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--red);
  background: var(--red-light);
  border: 1px solid #fed7d7;
  border-radius: var(--radius-sm);
  padding: 5px 10px;
  display: inline-block;
}

.claimant-card p {
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.7;
  flex: 1;
  margin: 0;
}

.claimant-card .btn {
  align-self: flex-start;
  font-size: 14px;
  padding: 9px 18px;
}

@media (max-width: 900px) {
  .claimant-grid {
    grid-template-columns: 1fr;
  }
}

/* ===== HOW IT WORKS ===== */
.steps-grid {
  display: flex;
  align-items: flex-start;
  gap: 0;
  margin-top: 48px;
  margin-bottom: 40px;
}

.step {
  flex: 1;
  text-align: center;
  padding: 0 32px;
}

.step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 60px;
  height: 60px;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-serif);
  font-size: 24px;
  font-weight: 900;
  border-radius: 50%;
  margin: 0 auto 20px;
  box-shadow: 0 4px 16px rgba(30,58,95,.3);
}

.step h3 {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.step p {
  font-size: 15px;
  color: var(--gray-600);
  line-height: 1.65;
}

.step-connector {
  flex-shrink: 0;
  width: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--gray-300), var(--navy-light), var(--gray-300));
  margin-top: 30px;
  position: relative;
}

.step-connector::after {
  content: '';
  position: absolute;
  right: -6px;
  top: -5px;
  border: 6px solid transparent;
  border-left-color: var(--navy-light);
}

.steps-note {
  background: #fffbeb;
  border: 1px solid #f6e05e;
  border-left: 4px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 20px 28px;
}

.steps-note p {
  font-size: 15px;
  color: var(--gray-700);
  margin: 0;
}

/* ===== CLAIM FORM ===== */
.form-wrapper {
  max-width: 760px;
  margin: 40px auto 0;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-xl);
  padding: 48px;
  box-shadow: var(--shadow-lg);
}

.form-section-title {
  font-family: var(--font-serif);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--navy);
  border-bottom: 2px solid var(--gray-200);
  padding-bottom: 10px;
  margin-bottom: 24px;
  margin-top: 32px;
}

.form-section-title:first-of-type {
  margin-top: 0;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group-full {
  grid-column: 1 / -1;
}

label {
  font-size: 14px;
  font-weight: 600;
  color: var(--gray-700);
}

.required {
  color: var(--red);
  margin-left: 2px;
}

.optional {
  font-weight: 400;
  color: var(--gray-400);
  font-size: 13px;
}

input[type="text"],
input[type="email"],
input[type="tel"],
select,
textarea {
  font-family: var(--font-sans);
  font-size: 15px;
  color: var(--gray-700);
  background: var(--white);
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  padding: 10px 14px;
  width: 100%;
  transition: border-color var(--transition), box-shadow var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234a5568' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}

textarea {
  resize: vertical;
  min-height: 90px;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(37,99,235,.15);
}

input.error,
select.error,
textarea.error {
  border-color: var(--red);
}

input.error:focus,
select.error:focus,
textarea.error:focus {
  box-shadow: 0 0 0 3px rgba(197,48,48,.15);
}

.field-error {
  font-size: 12px;
  color: var(--red);
  font-weight: 500;
  min-height: 16px;
}

.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  cursor: pointer;
  font-weight: 400;
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
  width: 18px;
  height: 18px;
  min-width: 18px;
  accent-color: var(--blue);
  cursor: pointer;
  margin-top: 2px;
  border: 1.5px solid var(--gray-300);
  border-radius: 3px;
  padding: 0;
}

.form-submit {
  margin-top: 28px;
  display: flex;
  justify-content: center;
}

.form-submit .btn {
  min-width: 280px;
}

.form-fine-print {
  margin-top: 16px;
  font-size: 12px;
  color: var(--gray-400);
  text-align: center;
  line-height: 1.6;
}

.form-fine-print a {
  color: var(--gray-500);
  text-decoration: underline;
}

/* Spinner */
.spinner {
  display: inline-block;
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255,255,255,.4);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin .7s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* Form Success / Error States */
.form-success,
.form-error-msg {
  text-align: center;
  padding: 48px 32px;
}

.form-success {
  color: var(--success);
}

.success-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  background: #c6f6d5;
  color: var(--success);
  font-size: 32px;
  font-weight: 700;
  border-radius: 50%;
  margin: 0 auto 24px;
}

.form-success h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  color: var(--gray-800);
  margin-bottom: 16px;
}

.form-success p {
  font-size: 15px;
  color: var(--gray-600);
  max-width: 480px;
  margin: 0 auto 12px;
  line-height: 1.7;
}

.form-error-msg p {
  font-size: 15px;
  color: var(--red);
}

/* ===== FAQ ===== */
.faq-container {
  max-width: 760px;
}

.faq-list {
  margin-top: 40px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.faq-item {
  border-bottom: 1px solid var(--gray-200);
}
.faq-item:last-child {
  border-bottom: none;
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: var(--white);
  border: none;
  padding: 20px 24px;
  font-family: var(--font-sans);
  font-size: 15px;
  font-weight: 600;
  color: var(--gray-800);
  text-align: left;
  cursor: pointer;
  transition: background var(--transition), color var(--transition);
}

.faq-question:hover {
  background: var(--gray-50);
  color: var(--navy);
}

.faq-question[aria-expanded="true"] {
  background: var(--navy);
  color: var(--white);
}

.faq-icon {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 1.5px solid currentColor;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 300;
  line-height: 1;
  transition: transform var(--transition);
  position: relative;
}

.faq-icon::before {
  content: '+';
  font-size: 16px;
  font-weight: 400;
}

.faq-question[aria-expanded="true"] .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 0 24px 24px;
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
}

.faq-answer.open {
  display: block;
  animation: fadeIn .2s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.faq-answer p {
  font-size: 15px;
  color: var(--gray-600);
  line-height: 1.75;
  margin-top: 20px;
}

.faq-answer p + p {
  margin-top: 12px;
}

.faq-answer ul {
  margin-top: 12px;
  padding-left: 0;
}

.faq-answer ul li {
  font-size: 15px;
  color: var(--gray-600);
  line-height: 1.65;
  padding: 4px 0 4px 20px;
  position: relative;
}

.faq-answer ul li::before {
  content: '›';
  position: absolute;
  left: 6px;
  color: var(--blue);
  font-weight: 700;
}

/* ===== FOOTER ===== */
.footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,.75);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.footer-brand .nav-logo {
  margin-bottom: 16px;
  font-size: 18px;
}

.footer-brand p {
  font-size: 14px;
  color: rgba(255,255,255,.55);
  line-height: 1.65;
  max-width: 320px;
}

.footer-links h4,
.footer-contact h4 {
  font-family: var(--font-serif);
  font-size: 14px;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 16px;
}

.footer-links ul li {
  margin-bottom: 10px;
}

.footer-links ul li a {
  font-size: 14px;
  color: rgba(255,255,255,.6);
  transition: color var(--transition);
}
.footer-links ul li a:hover {
  color: var(--white);
}

.footer-contact p {
  font-size: 14px;
  color: rgba(255,255,255,.6);
  margin-bottom: 8px;
}

.footer-contact a {
  color: rgba(255,255,255,.7);
  transition: color var(--transition);
}
.footer-contact a:hover {
  color: var(--white);
}

.footer-disclaimer {
  padding: 32px 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer-disclaimer p {
  font-size: 10pt;
  color: rgba(255,255,255,.4);
  line-height: 1.7;
  margin-bottom: 10px;
  text-align: justify;
}

.footer-disclaimer p:last-child {
  margin-bottom: 0;
}

.footer-disclaimer strong {
  color: rgba(255,255,255,.6);
}


.footer-bottom {
  padding: 20px 0;
  text-align: center;
}

.footer-bottom p {
  font-size: 10pt;
  color: var(--white);
}

/* ===== SCROLL ANIMATIONS ===== */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity .5s ease, transform .5s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== RESPONSIVE ===== */

/* Tablet — 900px */
@media (max-width: 900px) {
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .eligibility-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    flex-direction: column;
    align-items: center;
    gap: 32px;
  }

  .step-connector {
    width: 2px;
    height: 40px;
    margin: 0 auto;
  }

  .step-connector::after {
    right: -5px;
    top: auto;
    bottom: -6px;
    border: 6px solid transparent;
    border-top-color: var(--navy-light);
    border-left-color: transparent;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer-brand {
    grid-column: 1 / -1;
  }

  .stat-item {
    padding: 12px 24px;
  }
}

/* Mobile — 640px */
@media (max-width: 640px) {
  .section { padding: 60px 0; }

  .nav-toggle { display: flex; }

  .nav-links {
    display: none;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: var(--navy-dark);
    flex-direction: column;
    align-items: stretch;
    padding: 16px;
    gap: 4px;
    border-bottom: 1px solid rgba(255,255,255,.1);
    box-shadow: 0 8px 24px rgba(0,0,0,.3);
  }

  .nav-links.open { display: flex; }

  .nav-links li a:not(.btn) {
    display: block;
    padding: 12px 16px;
    font-size: 16px;
  }

  .nav-links li .btn-nav {
    display: block;
    text-align: center;
    padding: 12px;
    font-size: 15px;
    margin-top: 4px;
  }

  .hero {
    padding: 64px 0 0;
  }

  .hero-cta {
    flex-direction: column;
    align-items: center;
  }

  .stats-grid {
    flex-direction: column;
    gap: 0;
  }

  .stat-divider {
    width: 40px;
    height: 1px;
    margin: 4px 0;
  }

  .stat-item {
    padding: 16px 0;
  }

  .form-wrapper {
    padding: 28px 20px;
    border-radius: var(--radius-lg);
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .eligibility-note {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-brand {
    grid-column: auto;
  }
}